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  Variable Rate Small Business Loan

 General Lending Rates

 Product Features

• Other Additional Information: Borrow from $20,000 and above

• Other Additional Information: Loan term up to 30 years, depending on rate option chosen and security provided.

• Other Additional Information: Repayment options : Flexible repayment options.

• Other Additional Information: Tax Savings: Potential tax benefits.

• Other Additional Information: Borrow up to $3m to buy owner-occupied commercial business premises or for business expansion with loan to value ratios of up to 100% of the value of residential property security or 80% of the value of non-specialised commercial property security.

• Redraw Additional Information: With variable rate, you can make extra payments, which could reduce interest paid over the life of the loan. Redraw allows you to make extra payments and access these funds later.

• Other Additional Information: Make additional repayments without penalty.

• Other Additional Information: Security options include cash, property, a guarantee or business assets.

• Other Additional Information: Flexible repayment structures include Interest Only or Principle, Interest and Fees.

• Extra Repayments Additional Information: Subject to terms and conditions, this product has EXTRA_REPAYMENTS option available.

• Relationship Management Additional Information: Relationship management is available for eligible customers.

 Product Eligibility

• Other Additional Information: Customer should be - A business entity domiciled in Australia or an individual 18 years and above or strata corporation domiciled in Australia and requires the funding for business or investment purposes other than investment in residential property

• Other Additional Information: Meets the credit criteria and credit policy requirements under an applicable offer for this product.