Most professionals are told to wait. We architect the credit structure that lets your super, your business and your next commercial move work together.
What we do
The forks are different problems; the discipline is the same — architect the debt to serve the outcome.
Single-contract, turnkey new builds acquired inside your SMSF — structured to comply with the borrowing rules, not bent around them.
Learn more →The practice's foundation — we get the structure right before the finance, so the lending serves the plan.
Learn more →Commercial property and business lending, architected across your entities and security so it holds up under pressure.
Learn more →Beyond the credit
AeFin began as a credit practice. For owner-led businesses we go further — building the operating system that grows the business into a wealth-creating, sale-ready asset.
Beyond the credit — we systemise owner-led businesses into wealth-creating, sale-ready assets, using engineering-grade operating frameworks with AI built in for 2026.
Explore growth advisory →How we work
We begin with what you're building — your super, your business, your next move — not the loan in front of you.
Entities, security, guarantees and facilities designed as one deliberate system.
Across the bank and specialist market, structured to policy rather than bent to fit a product.
Built to comply, and to leave room for the step after this one.
Start here
Two ways in, no pitch: a scorecard for your own fund, and the book that reframes the decision — yours when you enter your email.
A short diagnostic book for SMSF property investors. Normally $7 — enter your email and a 100%-off token brings it to nothing. No pitch.
Claim your copy →The book's four tests, applied to your own fund in a few minutes. A structural read on whether your structure survives the deal behaving badly.
Score your structure →The rate you start on changes. The structure you build lasts.
The rate you start on changes. The structure you build lasts. AeFin is a credit practice for people who want their super, their business and their property moves working as one design — not three disconnected loans.
We are an Australian Credit Representative (CR 464548) of Finsure (ACL 384704). What you read here is general information, not personal credit or financial advice.
