RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%  
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Home Loan Variable: 5.94% (5.95%*) • Home Loan Fixed: 5.49% (6.26%*) • Fixed: 5.49% (6.26%*) • Variable: 5.94% (5.95%*) • Investment IO: 5.79% (6.41%*) • Investment PI: 5.69% (6.48%*)

  Amplify Qantas Platinum

Our mid-tier credit card for Qantas point lovers
Category: Credit and Charge Cards  Last Updated October 31, 2024  Effective November 1, 2024

 General Lending Rates

Rates listed below are for a product. Additional Information
Interest Rate
NA PA
Comparison Rate
NAPA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
  , CASH_ADVANCE, 21.99%
  • Lending Rate Type: Cash Advance
  • Interest Rate: 21.99%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose:

 Product Features

  • Complementary Product Discounts
  • Loyalty Program Additional Information: Earn 0.5 Qantas Points per $1 up to a maximum of $100,000 spent on eligible purchases annually.
  • Loyalty Program Additional Information: Earn points twice: On purchases with Qantas Frequent Flyer Program partners, once with your card and once with the program partner.
  • Interest Free Additional Information: Up to 55 days Interest free on purchases when you pay the Closing Balance (or the Monthly Payment Balance with a balance transfer) on time.
  • Digital Wallet Additional Information: Multiple ways to pay, securely, with mobile wallet. Pay on the go simply and securely from your mobile device at millions of stores worldwide, where contactless payments are accepted - compatible with Apple Pay.
  • Digital Wallet Additional Information: Multiple ways to pay, securely, with mobile wallet. Pay on the go simply and securely from your mobile device at millions of stores worldwide, where contactless payments are accepted - compatible with Google Pay.
  • Digital Wallet Additional Information: Multiple ways to pay, securely, with mobile wallet. Pay on the go simply and securely from your mobile device at millions of stores worldwide, where contactless payments are accepted - compatible with Samsung Pay.
  • Other Additional Information: Digital Card - Boost your card security by using the dynamic CVV. Access your card details anytime, anywhere. Be assured that you will have uninterrupted access to your funds even if your card is lost or stolen.
  • Insurance
  • Additional Cards Additional Information: An extra card : For an additional cardholder aged 16 or over at no extra cost, provided the account isn't a joint account. Additional card transactions are the responsibility of the primary account holder.
  • Bonus Rewards Additional Information: 50,000 Qantas Points when you spend $3k on eligible purchases in the first 90 days from new card approval. This offer is not available if you?ve held a BankSA, St.George or Bank of Melbourne rewards card in the last 24 months. New cards only. T&Cs Apply.
  • Digital Banking Additional Information: Phone and Internet Banking
  • Notifications
  • Other Additional Information: Feel confident using our cards, with 24/7 fraud monitoring, Secure Online Shopping Service, and the BankSA Fraud Money Back Guarantee.
  • Loyalty Program Additional Information: Explore ShopBack offers and earn bonus Cashback when you shop via the BankSA Lounge on ShopBack. Terms & Conditions apply.
  • Extra Repayments Additional Information: The product includes extra repayment features.
  • Fraud Protection Additional Information: The product includes fraud protection features.
  • Instalment Plan Additional Information: The product includes instalment plans.
  • Other Additional Information: You can use your Card to make a Purchase or a Cash Advance or carry out a Balance Transfer from another Credit Card. You can use your Card in many places in Australia and around the world. Look for the Visa and Mastercard signs that match those shown on your Card. If your Card is accepted by a Merchant, branch or ATM provider you can use it to: Pay for Purchases, through payment terminals, e.g. at a shop, etc. online, within a mobile app, by telephone, through mail order Withdraw Cash, at an ATM, at a Bank branch.
  • Other Additional Information: Recurring payments - You may authorise a Merchant to charge recurring payments to your Card automatically without requesting your authorisation on each occasion
  • Other Additional Information: Confirming and authorising transactions : There are a number of ways you may be able to confirm a transaction. These include: signing your name. Holding your Card in front of a contactless payment device. Entering your PIN. Entering your Card details and any other information required.
  • Other Additional Information: Gambling blocks : If you wish to limit access to gambling services through the Card Account, please call us or log into your online banking and activate gambling block in the Card Services menu.
  • Other Additional Information: Statements : We will issue a statement for the Card Account to you every month unless the account has a balance of $10 or less and there has been no account activity in that month. You can choose to receive statements by mail or electronically.
  • Other Additional Information: Plan&Pay : A Plan&Pay is an instalment plan that helps you split a large eligible Purchase and part or all of your Credit Card balance into manageable instalments. When you set up a Plan&Pay your Card Account balance will be split into: a Plan&Pay Balance ? this will include all of your active Plan&Pays, your Main Account Balance, which is made up of any remaining amounts.
  • Other Additional Information: Tracking your points balance: Your Card statement will show for the period covered any Points earned to your Qantas Frequent Flyer Account.
  • Other Additional Information: Access to Visa's Luxury Hotel Collection, giving you the best available rate guarantee and upgrade benefits when available.
  • Other Additional Information: Access to My Offers Hub : My Offers Hub is a collection of offers and discounts available to eligible debit or credit cardholders to thank you for being our customer.
  • Other Additional Information: Autopay facility is available. With Autopay, you can choose to pay off your Minimum Payment Due or your full closing balance each month.
  • Other Additional Information: Customers can access their eligible BankSA cards and Apple?s ID&V security features within Apple Wallet. T&Cs apply.

 Product Eligibility

  • Min Age - 18. Additional Information: Aged 18 or over
  • Other Additional Information: Australian or New Zealand citizen or hold an acceptable Australian visa, with a minimum of 1 year before expiry
  • Other Additional Information: Have a regular, verifiable Australian taxable income for at least 3 months (18 months for self employed)
  • Other Additional Information: You?re up-to-date with your regular repayments (rent or home loan, phone, other credit cards and loans etc.)
  • Other Additional Information: Have a fixed residential address in Australia

 Bank Fees and Charges

  • Annual Card Fee (Periodic), Amount: 124.00.
  • Missed Payment Fee (Event), Amount: 15.00.
  • Direct Earn Rewards Fee (Periodic), Amount: 75.00.
  • Cash Advance Fee (Transaction), Amount: Not Listed..
  • Foreign Transaction Fee (Transaction), Amount: Not Listed.. Additional Information: 3% of the Australian dollar value for transactions with merchants based overseas
  • Card Replacement Fee (Event), Amount: 0.00. Additional Information: Courier costs may apply
  • Overlimit Fee (Event), Amount: 0.00. Additional Information: $15.00 once per statement period if your credit card account was opened before 4 June 2012. No overlimit fee will be charged for personal credit card accounts opened on or after 4 June 2012.
  • Copy Of A Sales Voucher (Event), Amount: 10.50.
  • Copy Of A Deposit Or Withdrawal Form (Event), Amount: 15.00.

 Limitations & Restrictions (Constraints)

  • Min Limit of 6000.00
  • Max Limit of 80000.00

 Document Downloads

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